The Ayushman Card is very important for families who want free or low-cost medical treatment in India. This card is given under the Ayushman Bharat Yojana, also called PM-JAY. It helps poor and middle-class families get treatment in government and private hospitals without paying money upfront. If you are eligible, you can use this card to get health care up to ₹5 lakh every year.
Today, many people want to know how to complete ayushman card download online because it saves time and avoids visiting offices. The good news is that the process is simple and can be done using a mobile phone or computer. In this guide, we will explain everything step by step in easy language so anyone can understand.
What Is an Ayushman Card?
An Ayushman Card is a health card given by the Indian government. It is part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). This scheme was started to help families who cannot afford expensive medical treatment.
With this card:
- You can get cashless treatment
- You can visit approved hospitals
- You do not need to pay money at the hospital counter
- Your family is covered up to ₹5 lakh per year
Each family gets one card, but it can be used for all family members listed under it.
Who Can Download the Ayushman Card?
Not everyone can download the Ayushman Card. Only eligible people can apply and download it. Eligibility is based on government data like SECC (Socio-Economic Caste Census).
You may be eligible if:
- Your name is in the SECC list
- You belong to a poor or low-income family
- You do not pay income tax
- You are a laborer, farmer, or daily wage worker
- You have a ration card or BPL card
If you are not sure about eligibility, you can check it online before downloading.
Documents Needed for Ayushman Card Download
Before starting the download process, keep these documents ready:
- Aadhaar card
- Mobile number linked with Aadhaar
- Ration card (if available)
- Voter ID (optional)
- Family details
Having correct documents makes the process fast and smooth.
How to Check Ayushman Card Eligibility Online
Before downloading the card, you must check if your name is in the list.
Steps to Check Eligibility:
- Open the official Ayushman Bharat website
- Click on “Check Eligibility”
- Enter your mobile number
- Verify with OTP
- Search using name, ration card, or Aadhaar number
- If your name appears, you are eligible
If your name is not found, you may visit the nearest CSC (Common Service Center).
How to Download Ayushman Card Online (Step-by-Step)
Now let’s understand the main process of downloading the Ayushman Card online.
Step 1: Visit the Official Portal
Go to the official Ayushman Bharat PM-JAY website using your mobile or computer.
Step 2: Login with Mobile Number
Enter your registered mobile number. You will receive an OTP. Enter the OTP to log in.
Step 3: Verify Your Details
After login, your details will appear. Check your name, family details, and Aadhaar information.
Step 4: Complete e-KYC
You must complete e-KYC using Aadhaar authentication.
- Enter Aadhaar number
- Verify using OTP or fingerprint (if available)
Step 5: Generate Ayushman Card
Once e-KYC is completed, click on “Generate Card”.
Step 6: Download the Card
After generation, you can download the card in PDF format and save it on your phone.
You can also print the card and keep a hard copy.
How to Download Ayushman Card Using Mobile Phone
Many people do not have a computer. No problem. You can download the card using a smartphone.
Steps are the same:
- Open the website on mobile browser
- Login with mobile number
- Verify OTP
- Complete e-KYC
- Download PDF
Make sure you have a good internet connection.
Ayushman Card Download Through CSC Center
If you face problems online, you can visit a Common Service Center (CSC).
At CSC:
- Carry an Aadhaar card
- Mobile number
- Ration card (if any)
The CSC operator will:
- Check eligibility
- Complete e-KYC
- Print and give you the card
A small service charge may apply.
How to Use Athe yushman Card in a Hospital
Using the Ayushman Card is very easy.
- Visit an empanelled hospital
- Show your Ayushman Card
- Hospital staff will verify details
- Get treatment without paying money
The hospital will directly claim money from the government.
Benefits of Ayushman Card
The Ayushman Card offers many benefits:
- Cashless treatment up to ₹5 lakh
- Covers major surgeries
- Includes pre and post-hospital expenses
- Works in many private and government hospitals
- No age limit
- No limit on family size
This card is a lifesaver for many families.
Common Problems During Ayushman Card Download
Some people face issues while downloading the card.
Common Problems:
- OTP not received
- Aadhaar not linked with mobile
- Name mismatch
- e-KYC failure
Solutions:
- Check the mobile network
- Update Aadhaar details
- Visit CSC for help
Difference Between Ayushman Card and ABHA Card
Many people confuse the Ayushman Card with the ABHA Card.
- Ayushman Card is for free treatment
- ABHA Card is a digital health ID
- Ayushman Card gives money coverage
- ABHA Card stores health records
Both are different and serve different purposes.
Is Ayushman Card Free?
Yes, the Ayushman Card is completely free. You do not need to pay any fee to apply or download it online. If someone asks for money, be careful.
Only CSC centers may charge a small service fee.
Important Tips for Ayushman Card Users
- Keep the card PDF saved on your phone
- Take a printout for safety
- Update details if family changes
- Use only empanelled hospitals
- Do not share OTP with others
Frequently Asked Questions (FAQs)
Can I download the Ayushman Card without Aadhaar?
No, Aadhaar is required for e-KYC.
How long does it take to download?
It usually takes 5–10 minutes if the details are correct.
Can I use the Ayushman Card anywhere?
Only in empanelled hospitals.
Is Ayushman Card valid all over India?
Yes, it is valid across India.
Final Words
The Ayushman Card is one of the best health schemes in India. It helps families get quality treatment without worrying about money. With the online process, anyone can easily complete Ayushman Card download from home.
If you or your family members are eligible, do not wait. Check eligibility, complete e-KYC, and download the card today. It can help you in times of medical emergency and give peace of mind.
