The Trap That Catches Almost Every New Investor
There is a pattern that repeats itself with almost every person that starts putting money into stocks. They hear of someone who bought a stock cheap and sold it at the top. They get excited. They try to do the same thing. And then the market does something unexpected, because it always does, and they are left sitting on losses wondering whatever happened? Trying to time the market is one of the oldest investing traps. It sounds logical. Buy when prices are low. Sell when they are high. But actually doing it consistently is nearly impossible, even for people who study markets for a living. What works far better, and what wealthy investors have relied on for decades, is proper portfolio management.
What Portfolio Management Actually Does Behind the Scenes
Portfolio management is not about making one brilliant trade. It is about creating a system for the protection and growth of wealth in various market conditions. A good portfolio manager looks at a client’s financial goals, risk appetite and investment horizon and then constructs a diversified blend of assets that can ride out the storms and pick up growth in the years to come. This mix could be equities of various market caps, debt instruments for stability, gold to hedge etc with different strategies. The portfolio gets regularly rebalanced to stay aligned with the client’s objectives. None of this is glamorous. Nobody brags about rebalancing at dinner parties. But it is the reason some investors sleep soundly at night while others are refreshing stock prices at three in the morning.
PMS Investment Takes This a Step Further
For the high net worth individuals who seek something more personalised than a mutual fund, PMS investment provides a personalised approach. Portfolio Management Services provide qualified fund managers with the ability to create and manage a customized portfolio for the benefit of the client. Unlike mutual funds where all clients have the same basket, PMS investment offers an individual portfolio to every client based on their specific needs. There are different styles as well. Discretionary PMS, in this the manager makes all the decisions on his own. Non-discretionary PMS involves the client before every trade. And advisory PMS simply provides recommendations while leaving the final call to the investor. Each option suits a different personality and comfort level, which is part of what makes PMS investment appealing to serious investors who have outgrown one-size-fits-all products.
Trusting the Right People With the Strategy
Selecting who is responsible for managing the portfolio is as important as the strategy itself. A provider with an excellent history, fee structure and truly client-centered approach makes all the difference. It is on just these qualities that Anand Rathi Portfolio Management Services has built its pride. Founded in 1994, in the wave of economic liberalisation in India, the Anand Rathi group has spent three decades putting clients at the centre of everything. Their PMS strategies range from multi-cap investing in emerging companies to international MNC-focused portfolios and dynamic multi-asset ETF allocations. Anand Rathi Portfolio Management Services caters to investors who want their wealth managed with discipline, research, and a long-term mindset rather than guesswork and gut feelings.
